Published -

September 20, 2025

SweeftaPay – Designing a Seamless Cross-Border Mobile Payment Experience

SweeftaPay – A Cross-Border Payment and Currency Exchange Solution

SweeftaPay – Designing a Seamless Cross-Border Mobile Payment Experience

Project Summary

SweeftaPay is a mobile app that enables users to send money, make payments (such as flight tickets and tuition fees), and swap currencies across borders. Designed for both individuals and businesses, the app provides a seamless and secure way to handle financial transactions internationally.

Role

Product Designer (UI/UX) — Led the design from ideation to high-fidelity mockups in collaboration with the product owner and CTO.

Timeline - 4weeks

Problem Statement

Africans living locally and in the diaspora face multiple challenges when sending money across borders or managing foreign currency. These include high remittance fees, unclear exchange rates, and delayed fund delivery. While many fintech apps attempt to solve this, there is still a usability and trust gap.

Research

Competitive Landscape

I analyzed key Nigerian fintech products offering similar services:

  • LemFi – Known for diaspora remittances with competitive rates.
  • Grey – Allows users to open foreign bank accounts.
  • Chipper Cash – Offers free P2P transfers across African countries.
  • Kyshi – Peer-to-peer currency exchange.
  • Eversend – Multi-currency wallet and virtual card services.

User Feedback

To better understand user frustrations, I reviewed:

  • App store reviews
  • Twitter conversations
  • Surveys and informal interviews
Key Pain Points Identified
  • Hidden fees that reduce the amount received
  • Slow delivery times—especially for urgent transfers
  • Limited control over exchange rate timing and transparency

SweeftaPay – Designing a Seamless Cross-Border Mobile Payment Experience

Defining the Problems

From research, the following core problems emerged:

  • Lack of real-time transparency in exchange rates
  • High transfer fees cutting into remitted funds
  • Delays in fund receipt for recipients
  • Lack of intuitive flows for managing recipients and currency wallets

Design Goals

  • Streamline the onboarding and KYC process for different account tiers
  • Offer real-time exchange rate visibility and currency conversion
  • Enable smooth sending, receiving, and managing of money across currencies
  • Reinforce trust through secure and transparent UX
  • Provide a support system that’s easy to access and use

Design Approach

Dark Mode-First Branding

We intentionally designed SweeftaPay with a dark mode-first approach. This decision, made collaboratively with the product owner and CTO, aimed to:

  • Create a visual identity distinct from competitors
  • Improve readability in low-light scenarios
  • Support long-term user engagement typical of financial apps

Splash screens for onboarding

Onboarding Redesign

The initial sign-up only required name, email, and password. We iterated to include more personal information upfront so users don’t have to re-enter details later. The onboarding also reinforces brand value through splash screens.

Home & Wallet Experience

  • Displays recent transactions and allows quick access to send, top-up, or swap.
  • Users can switch wallets based on currency and generate account details (post-KYC).

Fintech Mobile screen UXUI screens by Daniel Pelumi
Home screen for kyc verified and non-kyc verified users. Verified users have access to multi-currency digital wallets

Transfers & Recipients

  • Users can add, edit, or delete recipients.
  • Optimized flows for quick money transfers with clear feedback.

Currency Conversion

Real-time conversion experience redesigned for better clarity and rate transparency.

Profile & Account Management

  • Tier visibility based on KYC completion
  • Manage linked payment methods, security settings, and biometrics

Support & Other Screens

Simple interface to contact support with clear ticket status

Admin Dashboard: Enabling Operational Oversight

In parallel with the mobile experience, I also designed a web-based Admin Dashboard to empower internal teams with tools for managing user activity and ensuring platform security.

Objective:

To give SweeftaPay’s internal team full visibility into platform usage, user behavior, and verification workflows—essential for scaling operations and maintaining compliance.


Sweeftapay Admin Dashboard

Key Modules:

  • Dashboard Overview: Summary metrics including number of users, transaction volumes, and wallet activity. This gives admins a bird’s eye view of platform health.


Full dashboard Home page

  • User Management: View, filter, and manage user accounts. This module is vital for supporting customer service and taking quick action on suspicious activity.


App Users and usage Analytics

  • Transactions: Monitor and trace all user transfers and histories to resolve disputes and detect anomalies.


Admin Transaction monitoring screens. Analytics, more details on a transaction

  • Wallets: See balances across currencies per user and gain insights into wallet creation trends.
Admin wallet module. A module to manage all the different wallets created by the users of the mobile app

Outcomes

The final design offers:

  • A unified platform for sending money, converting currency, and managing recipients.
  • A clearly tiered user experience tied to verification levels.
  • Dark-mode UI that improves readability and elevates the brand.
  • Robust backend support through an intuitive admin web interface.

Future Opportunities

  • Pay Bills Feature (in research) — Letting users pay utility bills, tuition, and subscriptions.
  • Expanded Currency Support — Based on market demands.
  • Transaction Analytics — Deeper insights for power users and business clients.

Conclusion

SweeftaPay delivers a holistic cross-border financial experience through thoughtful UX, modern design systems, and user-driven flows. It bridges the gap in cross-currency money movement while standing out visually and functionally in the African fintech ecosystem. The inclusion of a powerful admin interface ensures scalability and operational excellence as the product grows.

THANK YOU!

SweeftaPay – Designing a Seamless Cross-Border Mobile Payment Experience
SweeftaPay – Designing a Seamless Cross-Border Mobile Payment Experience